Your county recorders office will have a list of ways to claim property. http://www.co.calhoun.mi.us/, Cass County Register of Deeds 12220 Fillmore St., Room 146 https://www.accesskent.com/Departments/RegisterofDeeds/, Keweenaw County Register of Deeds Phone Number: 989-362-2021 Phone Number: 517-676-7216 Phone Number: 231-348-1761 Fax Number: 231-256-8149 Harrisville, MI 48740 Home. Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. County Government Building To learn more about tax liability associated with adding your spouse to a deed, read on! "Frequently Asked Questions on Gift Taxes." Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. 200 Grand River Avenue Email: clerk@cheboygancounty.net Box 355 Complete the deed, filling in your name as the current owner, and your name along with the additional person's name as the people to whom you're deeding your property. https://www.lucecountymi.com/register-of-deeds, Mackinac County Register of Deeds When we bought a home, I was still not divorced. Suite 212 http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, Eaton County Register of Deeds It doesn't matter whether money was exchanged or not. Use full legal names, and the appropriate language to create the type of co-ownership you've chosen. : How to Add Someone to a Deed, LegalBeagle: How to Add a Husband's Name to the Deed or Leave the House to Him in a Will. [1] Fax Number: 906-789-5179 http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds 839 10th Avenue Big Rapids, MI 49307 Phone Number: 517-264-4538 For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. Ste. Bring a government-issued photo ID with you when you get your signature notarized. That applies only to married couples. Many reasons might exist that would make you want to add someone to the deed to your house. The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. Crystal Falls, MI 49920 Saginaw, MI 48602 Phone Number: 989-785-8079 This most simple answer is yes. Phone Number: 248-858-0581 {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/ba\/1540420-1.jpg\/v4-460px-1540420-1.jpg","bigUrl":"\/images\/thumb\/b\/ba\/1540420-1.jpg\/aid1540420-v4-728px-1540420-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"
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\n<\/p><\/div>"}. Fax Number: 989-846-9166 P.O. Phone Number: 989-790-5270 P.O. . When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. Phone Number: 906-643-7306 250 E. Huron Avenue, Room 203 Pleasant, MI 48858 Phone Number: 989-269-9941 Fax Number: 989-790-5278 Fax Number: 989 - 984-1101 Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. Phone Number: 989-724-9450 Email: goodreauw@baragacounty.org Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. Phone Number: 269-673-0390 Box 35 Box 718 You can't take it back When you add someone to the deed, all or a portion of your ownership is transferred to that person. If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. Tax Foundation. https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Also specify the type of ownership each party will have. Fax Number: 734-240-7395 Phone Number: 810-989-6930 To add a spouse to a deed, start by reading over your mortgage carefully with your spouse. Include your name and the name of the person you want to add to your house title. I want to sell it, but have back taxes. http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds 301 State Street Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. In some areas, your spouse also must sign the deed. Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. Phone Number: 269-945-1289 International Center http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds Phone Number: 734-240-7390 Phone Number: 989-846-9201 698 Become familiar with your spouses financial history before you decide to add his name to your deed. https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. Joint Tenants with Full Rights of Survivorship. Accessed April 10, 2020. Accessed April 10, 2020. Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. Fax Number: 989-734-0506 Lenawee County Courthouse This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. Phone Number: 989-348-2841 725 Greenland Road Paw Paw, Michigan 49079 Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. http://www.kalcounty.com/clerk/, Kalkaska County Register of Deeds https://ironmi.com/register-of-deeds, Isabella County Register of Deeds Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. Include your email address to get a message when this question is answered. With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. Include your email address to get a message when this question is answered. "Keeping Your House Out of Probate." P.O. If your lender agrees not to enforce the clause, get the agreement in writing. Otherwise, there is a presumption that the ownership interest will be equal. You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. Email: jwinton@oscodacountymi.com Court House https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds Roscommon, MI 48653-7664 Phone Number: 906-863-2822 https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, Monroe County Register of Deeds Otherwise, married couples usually claim property as tenants by the entirety. https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds Box 377 Property ownership, transfer laws and deed practices differ depending on the state in which you live. If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. This article taught me things I did not know. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Depending on your financial situation, this issue may cause you to reconsider making the addition. She received her JD from Indiana University Maurer School of Law in 2006. If one of the spouses already has someone they want to add to the property, it is best not to bring this into the picture during the divorce proceedings. https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds Both people would acquire their interest in the property at the same time in the chain of title. Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death.
how to add someone to a deed in michigan